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If you're going to make use of a small-cap index like the Russell 2000, you might want to stop briefly and consider why a great index fund business, like Vanguard, does not have any type of funds that follow it. The reason is because it's a poor index.
I haven't also resolved the straw man right here yet, and that is the fact that it is relatively uncommon that you in fact have to pay either taxes or significant payments to rebalance anyhow. Many smart investors rebalance as much as feasible in their tax-protected accounts.
And of training course, no one should be purchasing packed common funds, ever before. It's actually too negative that IULs don't work.
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